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Credit Rating Effected?

AndyUK852
Newbie
Posts: 1
Registered: 14-01-2016

Credit Rating Effected?

Quick question, does making payments late to Plusnet effect my credit rating?
My payment date is annoyingly set to around the 20th of each month, this is a week or two before my pay day. I have asked Plusnet customer services to change my payment date as the 1st of the month would be ideal and no payments would be late but i have been advised that this is not possible for some reason.
The customer service representative advised me that i can miss the payment and pay when i'm ready with no disruption of service, quote; 
Quote
Ed: unfortunately no, our billing system doesn't allow us to change bill dates. we do give a 14 grace period though, before restrictions would be applied

Question is though, is my credit rating effected by doing this?
1 REPLY
Plusnet Help Team
Plusnet Help Team
Posts: 4,217
Thanks: 856
Fixes: 179
Registered: 25-03-2015

Re: Credit Rating Effected?

That won't effect your credit rating.
Your credit rating will only be effected if an outstanding balance is genuinely passed on to a debt recovery agency for non-payment.
If this post resolved your issue please click the 'This fixed my problem' button
 Harry Beesley
 Plusnet Help Team