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Credit Report Help!

Posts: 1
Registered: ‎10-08-2021

Credit Report Help!

We have just seen that PlusNet are applying a missed payment every month on credit file.  The account seems to have been opened in 2017 with a 2 year history of missed payments.  The balance is showing as £30.00. 


There has been no communications from plus net around this account.  I know there are others in the community that have been affected in a similar situation.   This will impact our mortgage being accepted. 


We have only been made aware of this since had to get a credit report for mortgage.


Please can someone help with this?  



Community Gaffer
Community Gaffer
Posts: 26,401
Thanks: 10,062
Fixes: 1,577
Registered: ‎21-04-2017

Re: Credit Report Help!

Hi @Dil I'm really sorry for the ultra-long delay and you're seeing a lot of missed payments on your credit report.

I'd recommend raising a dispute with a credit reference agency as that'll be the fastest way for an investigation. Alternatively, drop me a private message with the following details and we’ll be happy to take a look. This information will pass our data protection checks. Assuming you haven't already had this sorted out.

+Your mobile number

+Your full name

+Your full address

+Are you the account holder?

+Your date of birth

+Last 2 digits of your bank account number

+Last 2 digits of your bank sort code

When private messaging me, please include a link to this thread as our staff private messages go through a centralised system internally so I might not actually personally message you back. Although just a few of us monitor our Community Forums so there’s a good chance I’ll pick it up.

From 31st October 2022, I no longer have a regular presence here as I’ve moved on to a new role.
Anoush Mortazavi