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Who pays?

Community Veteran
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Registered: 30-08-2007

Who pays?

Just watching BBC "Real Rescues" in which emergency services cut apart a fairly otherwise fairly lightly damaged car. Fortunately the occupant of the car who had to have a very delicate removal was Ok.
But, I've often wondered, what kind of view do insurance companies take in these circumstances of a vehicle being destroyed by emergency services.
Obviously the welfare of the car occupants must take absolute priority, but in the cold light of day there must in the end almost certainly be a price to pay..
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Registered: 14-04-2007

Re: Who pays?

I've just had a look through my policy and no mention is made of emergency services but their intervention can easily turn a repairable car into a write-off.
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Re: Who pays?

It will come down to 2 things:
1 age of your car
2 cover
If it is a new car then you will get a new car, but if it is older it will probably we written off, loosing you money, If the cover isn't comp then you get nowt anyway  Tongue
Community Veteran
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Registered: 12-08-2007

Re: Who pays?

I've always assumed the insurance company would pay so long as you had fully comprehensive cover.
pwatson
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Re: Who pays?

Even worse if you weren't actually involved in the accident!
http://www.bbc.co.uk/news/uk-england-sussex-20944339
Community Veteran
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Re: Who pays?

It doesn't make it clear if her car was damaged in the accident.
If the 2 people got into the car I wonder why they couldn't get out the same way Undecided
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Re: Who pays?

Quote from: pwatson
Even worse if you weren't actually involved in the accident!
http://www.bbc.co.uk/news/uk-england-sussex-20944339

Yikes!
There's another lesson for you, don't help people out. The bibie has always been against walking by an injured person but these days it seems you're asking for trouble if you offer assistance to someone. I still prefer to try and help someone myself but it has backfired on me numerous times.
What a state we're in  Sad
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pwatson
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Re: Who pays?

Quote from: artmo
It doesn't make it clear if her car was damaged in the accident.

First line - In bold - "Undamaged" Smiley
Community Veteran
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Re: Who pays?

So why was it necessary to cut the roof off Undecided
itsme
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Re: Who pays?

Because they have to assume they have broken necks and have to use spinal boards
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Re: Who pays?

I assume that as they were complaining about neck pains the paramedics were worried about spinal injuries - and litigation?
Itsme just beat me to it Wink

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Re: Who pays?

Quote from: Mav
spinal injuries - and litigation?

I wonder if the injured people could be sued for damages?
After all they knowingly walked to and sat in another persons car without revealing to them that they had neck pains.
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Re: Who pays?

Problem is the pain may only have come on a short while later or it may have just been a minor ache which got a lot worse as time went on.
This is one reason why people involved in accidents and say they are ok and want to continue their journey are strongly recommended to attend hospital for a check up as a slight brain haemorrhage may show no initial symptoms until several hours later.
Razer
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Re: Who pays?

Quote from: billnotben
I wonder if the injured people could be sued for damages?
After all they knowingly walked to and sat in another persons car without revealing to them that they had neck pains.

Are you serious? A person might try but I doubt they'd get far. I could not see any judge seriously finding people fresh from an accident as liable for not having clear and balanced thought. I don't think anyone could be rightly expected to make rational decisions when in a state of shock.
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Re: Who pays?

You're probably right.
As the car owner had just avoided the same nasty accident I doubt if she was thinking rationally when she allowed them into her car.