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Travel Insurance

Community Veteran
Posts: 7,905
Thanks: 588
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Registered: 02-08-2007

Travel Insurance

Plan to go to America with swmbo for 5 days at the end of the year.
Anyone any tips or advice regarding single trip cover for a couple over 65 based on their own experience.
A few medical problems are likely to increase the premium but prefer to go with a known company.
There are of course several comparison websites but they have been known to only list companies that pay or sponsor them.
To have a recommendation from anyone who has used a travel insurance company would be a useful start.
Thanks.
Smiley
By all means send me a PM if you would rather not respond on the forum
17 REPLIES
Community Veteran
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Registered: 02-02-2008

Re: Travel Insurance

Have a good look at Global, they work a bit differently on medical conditions. http://www.globaltravelinsurance.co.uk/
Community Veteran
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Registered: 02-08-2007

Re: Travel Insurance

Thanks,
That certainly looks interesting.
Smiley
Community Veteran
Posts: 6,277
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Registered: 30-07-2007

Re: Travel Insurance

I've used these people for a few years now https://www.direct-travel.co.uk/ . They will provide cover for pre-existing conditions.
chuffchuff
Rising Star
Posts: 162
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Registered: 25-01-2011

Re: Travel Insurance

I frequently go to the States, I have found Explorer Insurance to be pretty good.
I meet your criteria!

http://www.explorerinsurance.co.uk/
Community Veteran
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Registered: 04-08-2009

Re: Travel Insurance

I've just entered our details for a hol next year (having already purchased the insurance) and globaltravel comes out FOUR times more expensive than these....
https://www.allcleartravel.co.uk/
I've used them for ten years without a hitch!
Community Veteran
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Registered: 21-03-2011

Re: Travel Insurance

I'm not sure of the latest recommendations, but I used to go for $5 Million medical insurance if travelling in the USA.
Now Zen, but a +Net residue.
Community Veteran
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Registered: 12-08-2007

Re: Travel Insurance

Lloyds Bank provide travel insurance free of charge with one of my accounts - yes I know the cost is in there somewhere Cool
A number of banks and Building Societies provide this.
Community Veteran
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Registered: 02-02-2008

Re: Travel Insurance

And most have a very low age limit. 60 or at most 65.  Cry
Community Veteran
Posts: 18,542
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Registered: 12-08-2007

Re: Travel Insurance

My Lloyds Bank has an 80 age limit Smiley
Community Veteran
Posts: 18,542
Thanks: 190
Registered: 12-08-2007

Re: Travel Insurance

@gleneagles, this article may help from Money Saving Expert:
Over 65 Travel Insurance
Community Veteran
Posts: 6,277
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Registered: 30-07-2007

Re: Travel Insurance

Quote
A number of banks and Building Societies provide this.
but how many will cover pre-existing medical conditions ? Mine ( Nationwide ) certainly wouldn't!
mossgrove
Grafter
Posts: 68
Registered: 18-08-2007

Re: Travel Insurance

I have found Holiday extrashttp://www.holidayextras.co.uk/holiday-insurance-control.html very good for pre-existing conditions.  I have stents to treat angina and they provide cover - at a price of course.  A few sensible questions on the phone and then no quibbles.
Community Veteran
Posts: 18,542
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Registered: 12-08-2007

Re: Travel Insurance

Quote from: mossgrove
  A few sensible questions on the phone and then no quibbles.

I think you are absolutely right. A phone call to discuss the issue could be very beneficial, followed by a letter confirming the details.
Lloyds have a list of pre-existing conditions in their policy brochure that you don't even have to notify them of.
Community Veteran
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Re: Travel Insurance

Quote from: MisterW
Quote
A number of banks and Building Societies provide this.
but how many will cover pre-existing medical conditions ? Mine ( Nationwide ) certainly wouldn't!
We have a Nationwide account with free world wide travel insurance but that only applies if you have no pre-existing medical problems, the additional cost to cover these things would cost us £ 238 for a years cover, now I accept that figure is quite reasonable if you were going to have several holidays abroad during the year but in our case it's for 5 days only so insurance for a single trip only should work out cheaper.
Thanks for all your replies, gives me something to work on.