SAGA Rip-off o.a.p.`s with their contents insurance !
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SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 1:12 PM
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A few years back, my missus arranged our home contents insurance through SAGA....... every year, I have received the renewal, and just "paid up"... not really giving it any serious thought.... until today... ! !..
The renewal quoted the new price, and also last years price... a difference of about £20.00 ... ok... not too bad, as all insurance companies will increase the premium year on year... because they can... not because it is necessary... or because of any claims... ( no claim on any house contents insurance for about 20 years or more )..
Anyway... in a nutshell... cover required is 75k and the SAGA renewal was for £198.35 which, incidentally, also included a charge for "Renewal arrangement fee ...... £20.00 "
Went to "Compare the Market.com"... and put in the same requirements from the SAGA policy document... and the cheapest quote was from Lloyds Bank... at
£75.00
Guess who will get the business....
And you thought SAGA was doing it good for the older people ? ? ? HA HA HA.
SAGA may have been laughing all the way to the bank, but not any longer...
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 1:28 PM - edited 11-05-2017 1:29 PM
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I stopped using Saga about ten years ago when I realized they were getting very expensive. Since then I have used a broker who has consistently found me the best option every year, and I've checked myself so I know he's doing a good job.
My current house insurance, buildings and contents, is cheaper than it was ten years ago with Saga!
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 1:35 PM
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I'm currently using AgeUK as they were the cheapest at my last renewal date.
Customer and Forum Moderator. Windows 10 Firefox 84.0.2 (64-bit)
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 2:09 PM
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Currently (since end of April) with Tesco who came out cheapest for house + contents for me (+£30 gift card)
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 2:41 PM
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Saga are only doing what every other insurer (house and motor) have been doing for years, although I suppose you might have hoped that a company specialising in insuring older folk would have had a slightly less cynical pricing policy in place.
I had both house and motor insurance with them a few years ago - now neither.
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 3:10 PM
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For years my elderly neighbour had just paid up and renewed her motor insurance with SAGA.
Fifteen minutes work on my computer got her a like-for-like quote with a very reputable company; but over £200 cheaper.
SAGA told her 'we will match that quote.' - she told them 'too late!'
SAGA have now lost a customer for ever.

Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 3:18 PM
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They were also in the news, not so long ago for their energy offerings, that were not always the best value for the customer but they got their kick back from the provider though!
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 3:24 PM
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Saga is not a cuddly granny knitting while answering the phones. https://en.wikipedia.org/wiki/Saga_plc
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 3:35 PM
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Having worked for them in the 2000's I wouldn't now use their services
Forum Moderator and Customer
Courage is resistance to fear, mastery of fear, not absence of fear - Mark Twain
He who feared he would not succeed sat still
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 4:00 PM
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Contents insurance? I should cocoa.
At our age we are giving stuff away, not hoping to replace it if it got pinched or destroyed and anyways, the kids have already had the good stuff which we inherited when we downsized.
Insurance companies? Bloody robbers of the worried the lot of 'em.
Don't limit the friends you haven't met with arguments you'll never have.
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 4:38 PM - edited 11-05-2017 8:10 PM
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@JayG wrote:
Saga are only doing what every other insurer (house and motor) have been doing for years, although I suppose you might have hoped that a company specialising in insuring older folk would have had a slightly less cynical pricing policy in place.
I had both house and motor insurance with them a few years ago - now neither.
Is Saga truly your insurer? I think it's a badge. What company is the underwriter is quite important.
On a general note Saga is much altered and more commercial than it was way back, after falling in to hands of Private equity-
History. The business was founded by Sidney De Haan in 1959 and was passed to his son Roger De Haan who took over in 1984 after his father's retirement. Saga was acquired by staff (20%) backed by the private equity firm Charterhouse in 2004. Saga merged with The AA (owned by CVC and Permira) to form Acromas Holdings.
During 2016 the shares were sold in to the market once more.
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 7:44 PM
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1916 ?
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 8:12 PM
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@gleneagles Been to Specsavers recently? Defo 2016!
Duly edited for you, sir!
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
on
11-05-2017
8:59 PM
- last edited on
11-05-2017
9:40 PM
by
Mav
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@InLuzern wrote:
@JayG wrote:
Saga are only doing what every other insurer (house and motor) have been doing for years, although I suppose you might have hoped that a company specialising in insuring older folk would have had a slightly less cynical pricing policy in place.
I had both house and motor insurance with them a few years ago - now neither.
Is Saga truly your insurer? I think it's a badge.
Saga is no more an actual insurance provider than the likes of M+S, Tesco, or any other big name hoping to make a few bucks from promoting insurance and other financial services, but that's not the point; I wouldn't go as far as to say that I believed Saga was more or less a charitable institution, but I'd be very surprised if I was the only person of a certain age who thought they had slightly higher ethical standards than the rest of the mob (clearly not the case now.)
Moderator's note by Mike (Mav): Quote fixed.
Re: SAGA Rip-off o.a.p.`s with their contents insurance !
11-05-2017 9:47 PM
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