Jam families? Sorry, I don't buy it.
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- Jam families? Sorry, I don't buy it.
Jam families? Sorry, I don't buy it.
22-11-2016 9:12 AM - edited 22-11-2016 1:17 PM
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Listening to the television whilst making my usual tea and toast this morning about Jam families and immediately thought, so what's changed - other than this new definition. I 'just about managed' for years with wife, kiddies and mortgage so this was not 'new news' as far as I was concerned.
Maybe these people should just live within their means.
One school caretaker chap (God bless 'em) was on £16k a year which is no great shakes but then went on to say how he was afraid of getting unexpected vets bills. Well there's what, £40 a month straight away on food for the little furries. No mention either of those so hard to handle school holidays. The programme then turned its attention to a university admin worker on £30k a year bemoaning the fact that what came in 'surprise surprise' went out. Well there's a revelation that degree did not prepare him for. What planet are these people on!
Granted my mortgage is no more, but as pensioners on £12k a year we manage well enough to put savings aside each week, run a little car, no pets to feed, downsized our home from a four to a one and a half bedrooms (the bed just about fits in the spare/grandchildren's room) so what's the beef?
I despair, I really do.
https://inews.co.uk/essentials/news/uk/jam-will-affected-autumn-statement/
Compare yourself to who you were yesterday, not who somebody else is today
Re: Jam families? Sorry, I don't buy it.
22-11-2016 9:23 AM
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I laugh to myself that people bemoan they can't afford to save for a house etc. when paying for sky / netflix and have a shiny new iPhone every year.
If it helped click the thumb
If it fixed it click 'This fixed my problem'
Re: Jam families? Sorry, I don't buy it.
22-11-2016 12:04 PM
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Fully agree with what you say and your situation was similar to mine, if we could not afford it we went without rather that building up a lot of debt. I was never good at maths but even I could roughly work out that interest on cards at 29% was a lot and just putting money down the drain.
The only people I have sympathy for are those who are in rented accommodation and work in low paid jobs so the rent takes up a good bit of their money so they are not in a position to save enough in line with the increase in house prices.
We started off in a council house for the first few years and if my memory serves me correctly the rent was far less than our mortgage on a 2 bedroom house but these days rents can be much higher that the mortgage on a modest sized property.
Re: Jam families? Sorry, I don't buy it.
22-11-2016 5:54 PM
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Heard the opposite of JAMS - DARTS (doing all right thanks) - wonder who dreamed up that acronym.
Re: Jam families? Sorry, I don't buy it.
22-11-2016 6:03 PM
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The Windsors?
Compare yourself to who you were yesterday, not who somebody else is today
Re: Jam families? Sorry, I don't buy it.
22-11-2016 6:17 PM - edited 22-11-2016 6:21 PM
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I have always lived within my means, never borrowed, if I have earned less - I have had to spend less. Always I have made sure I have had some left over to save. My income has always varied quite drastically, but I have always managed. I do my best to avoid things which involve me in making regular payments - no Sky, PAYGO phone, I never rent or lease anything so as to minimise my monthly ourgoings. Its the basic economics of life. 50K a year and needing benefits - what?
Re: Jam families? Sorry, I don't buy it.
22-11-2016 9:57 PM
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I wonder how many JAMS have one or more iPhones used in their family
Re: Jam families? Sorry, I don't buy it.
24-11-2016 9:33 PM
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@Minivanman wrote:
I 'just about managed' for years with wife, kiddies and mortgage
Always the "haves" that judge the "have nots" isn't it
Re: Jam families? Sorry, I don't buy it.
24-11-2016 9:54 PM
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Never the other way around? We seem to be getting a lot of that lately.
Compare yourself to who you were yesterday, not who somebody else is today
Re: Jam families? Sorry, I don't buy it.
24-11-2016 11:10 PM
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Haves - Have Nots
What comes next?
Even though I seem to manage fine I also seem to have a lot less than a lot of the so called Have Nots.
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