Insurance gender discrimination
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Insurance gender discrimination
Insurance gender discrimination
01-03-2011 9:17 AM
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Now insurance companies cannot discriminate on the grounds of gender. Am I missing something? I thought that this is what insurance is all about - risk and evaluation of same. If women drivers are statistically 'safer' drivers and therefore have fewer accidents, why should they not receive the rewards for this, including cheaper insurance?
As a female driver for forty-odd years I haven't (so far) made one claim and I am sure that I am not alone. It all sounds a bit daft to me and am fed up of us being ruled by faceless bods from other countries.

Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 9:38 AM
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As the old saying goes, "Be careful what you wish for"......
You wanted equality, and you're getting it, including the unexpected consequences.

(retirement age is another obvious one, though women still live several years longer on average)
I foresee a rash of cases saying women have too many toilets......

PS It's OUR law that's being applied, it's just that the highest-level of "arbitration" on the meaning is in Europe and the "test case" originated in Belgium I think..
Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 9:56 AM
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Can't see that happening as SWMBO always seems to wait longer for the loos than I do
Quote from: HPsauce I foresee a rash of cases saying women have too many toilets......

Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:00 AM
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Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:11 AM
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Quote You wanted equality, and you're getting it, including the unexpected consequences.
Not sure that in the case of driving a motor vehicle this is really to do with equality as it is a statistical fact that women are better (or rather safer) drivers than men.
What is actually going to happen is that female drivers are going to be penalised and paying higher premiums to counteract the young men who do have the propensity (statistically) for causing accidents. How fair is that?
In any case, women are equal to men and better in many cases. After all, it is not us that cause wars, fill up Britain's prisons and get into drunken brawls at turning out time! And when men get into trouble and want someone to talk to, who do they go to? Yes, nine times out of ten, their mothers!
Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:11 AM
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Quote from: nadger SWMBO always seems to wait longer for the loos than I do ![]()
Well yes, but that's "usually" because women take longer.
However to supply more loos because women take longer is sex discrimination.
Lets start a campaign: Toilet Equality; We Men need more toilets!

Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:13 AM
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Quote from: poppy How fair is that?
Don't confuse equality with fairness.

Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:21 AM
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Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:41 AM
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http://www.bournemouthecho.co.uk/news/8858884.VIDEO__Girl_gang_goes_on_the_rampage/
Quote from: poppy In any case, women are equal to men and better in many cases. After all, it is not us that cause wars, fill up Britain's prisons and get into drunken brawls at turning out time!
Click on the link for the video
Quote A GANG of abusive teenage girls who attacked a male shop worker when he asked them to leave his store were captured on film.
Their violent physical assault was recorded by some of the store’s CCTV network and another video camera.
Shocking images show the girls grappling with a staff member and attempting to kick in a door while hurling verbal abuse.
Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 10:42 AM
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Quote from: poppy After all, it is not us that cause wars, fill up Britain's prisons and get into drunken brawls at turning out time! And when men get into trouble and want someone to talk to, who do they go to? Yes, nine times out of ten, their mothers!
Helen of Troy and Boudicca for your first point, The number of female prisoners is rising rapidly for your second point, Newcastle Bigg Market for your third and I'll not argue with the fourth.

Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 11:16 AM
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Looking at a few sites (one below) it seems that men drive up to 65% more than women but have fewer crashes. It also seems that women take shorter journeys than men.
Car Accident Statistics
As another site put it:
Quote Even so, it's hard to say women are better drivers, although they are statistically safer. Women have just as many accidents as men; however, they tend to be minor fender-benders. Men, on the other hand, tend to do the job properly when they crash, and as a result cost their insurance companies a lot more money.
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Courage is resistance to fear, mastery of fear, not absence of fear - Mark Twain
He who feared he would not succeed sat still
Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 12:00 PM
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Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 12:17 PM
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Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 12:25 PM
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Quote from: poppy
What is actually going to happen is that female drivers are going to be penalised and paying higher premiums to counteract the young men who do have the propensity (statistically) for causing accidents. How fair is that?
Nobody said that young men cause more accidents, only that they have more accidents, and I believe that the statistics hold true for the UK as well - men drive more and on average make longer journeys (i.e. motorway journeys), therefore they are more likely statistically to have an accident, and when they do, they're more serious. The vast majority of accidents are minor dents and scratches at low speeds in car parks.
John
Re: Insurance gender discrimination
Re: Insurance gender discrimination
01-03-2011 12:27 PM
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