cancel
Showing results for 
Search instead for 
Did you mean: 

Increase in contributions to works pension

Dabbler
Posts: 10
Thanks: 7
Registered: ‎11-04-2018

Re: Increase in contributions to works pension

Hi Jon thanks for the compliment.

 

I might update a web page on my website?

 

I don't make money from it, just run it to run ideas and post stuff on History?

 

I haven't been on this forum for a couple of weeks, hence the delay in responding.

 

 

Community Veteran
Posts: 10,570
Thanks: 2,142
Fixes: 15
Registered: ‎02-08-2007

Re: Increase in contributions to works pension

link to your website please.

Smiley

Aspiring Legend
Posts: 12,782
Thanks: 4,642
Fixes: 1
Registered: ‎04-11-2014

Re: Increase in contributions to works pension

This one?

http://www.johnashtone.com/


Don't limit the friends you haven't met with arguments you'll never have.
Dabbler
Posts: 10
Thanks: 7
Registered: ‎11-04-2018

Re: Increase in contributions to works pension

Hi Jonpe , the stop spending bit sounds loopy I know.

 

But it works, we spend on so much dross without thinking about it.

 

But also we accumulate so much extra stuff, we hardly use.  

 

Yes you will find a 'few' thousand right at the bottom of the earnings leaaue who are desperatley poor, but even there, there is scope.  The Millions on the poverty line given out by the Socialist Rowntree foundation are Economically ignorant not poor. 

Firstly I found that if I just made sure the Mortgage was paid, and food bought.  I then only had to think about paying the Gas & Electric.  At which point me and my Partner closed the house down except for two rooms, the living room and Bedroom.  In fact the bedroom was heated from the landing, which likewise stopped the bathroom being bitterly cold.  We are only just in a postition to be getting Central Heating installed?   

 

On the landing was a small 1/2 Kilowat oil heater, on a timer.  The living room was heated by an electric fire.   We were both working, so could save during the day, but a tip here, we never turned the heating completey off in the living room.  So it may have been too cold to sit around in when we got in, but turn the fire up, and the place warmed immediately because the fabric of the room was not cold, chairs, walls tables were all aired so didn't soak up the heat from the fire.  

 

Next I the only cash I had was enough to buy emergencies, I stopped buying any bargains, because unless they were needed in the next couple of days they were not a bargain.  Aldi was once a week, and a list was stuck to.

It amazed me, how quickly we got up to date, plus any extra hours work were taken, and my Ebay account went from around 200 positives in feedback to over 500 in the space of 18 months, all money to pay the bills. 

Also the charity shosps were first stop when I needed something badly.  

 

PS the amazing find at home, was a pocket watch, the old type that Grandad wore, they normally fetch around £10 to £25 for a good name, I had sold five on Ebay.  This one was by some chap called Roskill, and topped the £300 mark. Becaus of the price, I posted it 24 hours tracked & signed for + extra for Insurance and extra packging, at no charge to the buyer, at the time registered delivery was the norm, this added £12 to the cost?

That is another point the 'poor' fall down on, they would have just sent it registered, and probably have had a claim for none delivery, or damage but no cover for insurance, or tried charging the customer extra and lost their 100% positive feedback?

Dabbler
Posts: 10
Thanks: 7
Registered: ‎11-04-2018

Re: Increase in contributions to works pension

Yes

 

Many thanks for that.

Aspiring Legend
Posts: 12,782
Thanks: 4,642
Fixes: 1
Registered: ‎04-11-2014

Re: Increase in contributions to works pension

On the subject of pensions and just to throw this one out there, does anybody know if the wife gets the husbands pension if he dies before she retires?

I've tried asking on those pension forums (but they only want to sell you something) and even looked on the DWP web site but it's a clear as mud to and old duffer like me. I retired early, now well past and in receipt of my state pension, but because Mrs Minivanman was born in 1955 she cannot get her State pension until 2021 - so if I snuff it in the meantime........

Like many others she's well miffed of course as she fully expected to retire at 60, but those particular goalposts were moved.

 


Don't limit the friends you haven't met with arguments you'll never have.
Hero
Posts: 3,350
Thanks: 1,285
Fixes: 9
Registered: ‎05-09-2016

Re: Increase in contributions to works pension

Won't she get a widow's pension?

As for private/occupational - and now workplace - pensions, there are probably different rules for different schemes.

Community Veteran
Posts: 10,570
Thanks: 2,142
Fixes: 15
Registered: ‎02-08-2007

Re: Increase in contributions to works pension

There are different conditions for all the numerous types of pensions out there.

There is no question that women have done very badly when it comes to pensions.

Aspiring Legend
Posts: 12,782
Thanks: 4,642
Fixes: 1
Registered: ‎04-11-2014

Re: Increase in contributions to works pension

@Jonpe

There is a widows pension yes, but it looks to be a reduced amount and less that what we are getting as a couple. That being the case I'm not sure how she'll manage unless perhaps by going back to work.


Don't limit the friends you haven't met with arguments you'll never have.