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EHIC

Community Veteran
Posts: 7,910
Thanks: 591
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Registered: 02-08-2007

EHIC

Why is it that if we travel to Europe we Need a European Health Insurance Card ?
http://www.nhs.uk/nhsengland/healthcareabroad/ehic/pages/about-the-ehic.aspx
OK this site clearly explains why SO why is it that anyone else coming into this country does not seem to need one to get NHS Treatment ?
Most UK Citizens would not need to show their card as a National Insurance Number would suffice. I Guess most people know their NI Number off by heart.
36 REPLIES
itsme
Grafter
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Registered: 07-04-2007

Re: EHIC

You need to read the laws covering medical care in the UK to answer your question.
Community Veteran
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Registered: 23-09-2010

Re: EHIC

It does seem to be one way traffic.
Just as well change it from NHS to WHS world health service.
Community Veteran
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Registered: 02-02-2008

Re: EHIC

Quote from: billnotben
It does seem to be one way traffic.

How's that then?
When my wife sustained an injury while visiting Austria she was treated totally FOC in a hospital in Vienna just as if she was in the UK.
Yes, they did record details of her EHIC but no bills whatsoever.
Community Veteran
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Registered: 20-10-2012

Re: EHIC

When my wife had a heart attack in Paris I was told that Emergency Treatment is free throughout the EU!
Geoff,
York.
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Registered: 12-08-2007

Re: EHIC

With an EHIC you are covered throughout the EU.  You are covered at the same level of cover as a native of the country where you make a claim and not at the same level as you would necessarily receive in the UK.  The country where you are treated claims back from the UK.
Technically anyone from another EU country will be treated in the UK and we will claim the costs back from the home country. 
Community Veteran
Posts: 18,544
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Registered: 12-08-2007

Re: EHIC

Quote from: billnotben
It does seem to be one way traffic.
Just as well change it from NHS to WHS world health service.

You need to understand the difference between someone coming from an EU country and someone who doesn't.  Officially doctors and hospitals are supposed to check how a bill is going to be paid for someone from outside the EU.  This doesn't apply to emergency treatment which is always provided by the NHS irrespective of ability to pay.
itsme
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Re: EHIC

Quote from: artmo
The country where you are treated claims back from the UK.
Believe you may have a shock if you are treated in an EU country. If you follow the link that @gleneagles supplied and then look at what is covered country by country you will see that the patient will have to pay for some medical treatment and then try to get it reimbursed when back in the UK.
Edit: as an example
Quote
Doctors
You must pay the doctor directly. The doctor then will fill out a treatment form (feuille de soins) and a prescription if necessary. The treatment form is necessary  to claim any refunds. You can claim back around 70% of the standard treatment cost. The standard rate for a consultation with a general practitioner is 21 Euros and 25 Euros for a consultation with a specialist. These charges are non-refundable in France but you may be able to seek reimbursement when you are back in the UK.
Community Veteran
Posts: 18,544
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Registered: 12-08-2007

Re: EHIC

That may be the case in France but if it is they are wrong. I think NedLudd would give the same info that I gave.
Most of the EU treat a patient and then claim it back from an office in Newcastle.
itsme
Grafter
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Registered: 07-04-2007

Re: EHIC

Think you need to differentiate between an emergency and visiting the doctor. I know that in France you pay to visit the doctor.
Community Veteran
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Registered: 20-10-2012

Re: EHIC

Quote from: gleneagles
Why is it that if we travel to Europe we Need a European Health Insurance Card ?
http://www.nhs.uk/nhsengland/healthcareabroad/ehic/pages/about-the-ehic.aspx
OK this site clearly explains why SO why is it that anyone else coming into this country does not seem to need one to get NHS Treatment ?
Most UK Citizens would not need to show their card as a National Insurance Number would suffice. I Guess most people know their NI Number off by heart.

Most other countries require a National Identity Card to be carried at all times. That may well count as their EHIC!
Geoff,
York.
Community Veteran
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Registered: 20-10-2012

Re: EHIC

Quote from: itsme
Think you need to differentiate between an emergency and visiting the doctor. I know that in France you pay to visit the doctor.

I contacted the Embassy at the time and was told that emergency treatment is free.
To visit a GP (non urgent?) requires payment to the GP and payment for any medication. Costs are recoverable from the Social back here but it's a long drawn out procedure. Believe me, I've done it!
Geoff,
York.
itsme
Grafter
Posts: 5,924
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Registered: 07-04-2007

Re: EHIC

Can I ask why you did not take out travel insurance. It's quicker to claim back the doctor fees. Also the EHIC does not normally pay repatriation costs.
Infinity
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Registered: 19-06-2011

Re: EHIC

Travel insurance usually comes with an excess you cannot claim for.
EHIC, as I understand it, covers all or most of the costs of emergency EU Medical Care.
It also covers you for treatment of pre-existing medical conditions and for routine maternity care
Travel Insurance is also recommended even for EU Countries
http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx

Though obviously travel Insurance for other Countries is advisable.

As for non eligible foreigners using NHS Facilities, just confiscate their passport until bills are paid.


itsme
Grafter
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Registered: 07-04-2007

Re: EHIC

Quote from: PlusComUK
Travel insurance usually comes with an excess you cannot claim for.
EHIC, as I understand it, covers all the costs of EU Medical Care.
Though obviously travel Insurance for other Countries is advisable.

Another that could be in shock when a bill is presented thinking the EHIC is going to cover it.
And also from my travel insurance policy which is pretty standard, with one of the arrangements being a EHIC
Quote
If you use these arrangements or any other similar health arrangement with another country to reduce your medical expenses, you won’t have to pay an excess.