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Driving Licence Check for Insurance

Community Veteran
Posts: 18,547
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Registered: 12-08-2007

Driving Licence Check for Insurance

Apparently one in four people applying for motor insurance do not disclose their record of driving convictions to the insurers.
Later this year anyone applying for insurance will be asked for their driving licence details and the insurer will check with the DVLA to see if any convictions are recorded.
Licence Check
It is estimated that this move can save drivers £15 on their annual premium.
33 REPLIES
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Registered: 14-04-2007

Re: Driving Licence Check for Insurance

Or should that be "It is estimated that this move can add  £15 to the insurer's profit on every annual policy"
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Re: Driving Licence Check for Insurance


Modification of post......... this is the "long version" of Strat`s post... as he got in before me ! ! ! 

Yeah, But.....
You won`t notice it.... they ain`t gonna send you a voucher for £15 off your next purchase .... are they...
So.. it will only go into the coffers of the insurance companies.....
they will "say".. that it has helped reduce the cost of insurance, BUT... won`t be able to challenge it will we?
Community Veteran
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Registered: 12-08-2007

Re: Driving Licence Check for Insurance

It may help keep our premiums for going up quite as much as they would have done Wink
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Re: Driving Licence Check for Insurance

They should note the £15 saving on the insurance statement as the Big Brother discount.  The next stage will be provision of DNA when applying for insurance to make sure there are no arrest records.
Now Zen, but a +Net residue.
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Re: Driving Licence Check for Insurance

Just checked and I had an SP30 7 years ago so I'm clean.
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Re: Driving Licence Check for Insurance

My last offence was 1964!  Cheesy
Bugger! Just realised that I'll have been driving 50 years later this year.  Shocked
Geoff,
York.
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Re: Driving Licence Check for Insurance

Would that be your last recorded offence Ned Wink
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Re: Driving Licence Check for Insurance

Well no, maybe, but, possibly, perhaps, yes!  Wink
Geoff,
York.
WTF
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Re: Driving Licence Check for Insurance

Quote from: NedLudd
My last offence was 1964!  Cheesy

Not being preceded by a man with a flag ..?
nanotm
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Re: Driving Licence Check for Insurance

given that a certain high end manufacturer has already gone down the route of only supplying cars to people that are bio tagged and allow the "id tag" to be inserted into them I'm sure it wont be more than a decade before such things become common place, in much the same way as keyless cars are already commonplace ....
and lets be honest a DNA sample stashed with the insurance company would certainly speed up payouts should you pile in and inferno (because they can DNA test any remains) it would only be a practical step particularly given how often car crash /inferno fake deaths have become in recent years....
just because your paranoid doesn't mean they aren't out to get you
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Re: Driving Licence Check for Insurance

Quote from: nanotm
given that a certain high end manufacturer has already gone down the route of only supplying cars to people that are bio tagged and allow the "id tag" to be inserted into them
References required
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Re: Driving Licence Check for Insurance

You want a Reference for nano? "I cannot praise him too highly..."
Now Zen, but a +Net residue.
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Re: Driving Licence Check for Insurance

I Wonder if that check will also include as to whether or not the vehicle they require insurance for is Taxed and MOT'd
Community Veteran
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Re: Driving Licence Check for Insurance

I think it will.  When the Police want to check these things out don't they do it via DVLA Undecided