Driving Licence Check for Insurance

[#1]

Apparently one in four people applying for motor insurance do not disclose their record of driving convictions to the insurers.
Later this year anyone applying for insurance will be asked for their driving licence details and the insurer will check with the DVLA to see if any convictions are recorded.
Licence Check
It is estimated that this move can save drivers £15 on their annual premium.

[#2]

Or should that be "It is estimated that this move can add  £15 to the insurer's profit on every annual policy"

[#3]

Modification of post......... this is the "long version" of Strat`s post... as he got in before me ! ! ! 

Yeah, But.....
You won`t notice it.... they ain`t gonna send you a voucher for £15 off your next purchase .... are they...
So.. it will only go into the coffers of the insurance companies.....
they will "say".. that it has helped reduce the cost of insurance, BUT... won`t be able to challenge it will we?

[#4]

It may help keep our premiums for going up quite as much as they would have done

[#5]

They should note the £15 saving on the insurance statement as the Big Brother discount.  The next stage will be provision of DNA when applying for insurance to make sure there are no arrest records.

[#6]

Just checked and I had an SP30 7 years ago so I'm clean.

[#7]

My last offence was 1964! 
Bugger! Just realised that I'll have been driving 50 years later this year. 

[#8]

Would that be your last recorded offence Ned

[#9]

Well no, maybe, but, possibly, perhaps, yes! 

[#10]

Quote from: NedLudd

My last offence was 1964!

Not being preceded by a man with a flag ..?

[#11]

given that a certain high end manufacturer has already gone down the route of only supplying cars to people that are bio tagged and allow the "id tag" to be inserted into them I'm sure it wont be more than a decade before such things become common place, in much the same way as keyless cars are already commonplace ....
and lets be honest a DNA sample stashed with the insurance company would certainly speed up payouts should you pile in and inferno (because they can DNA test any remains) it would only be a practical step particularly given how often car crash /inferno fake deaths have become in recent years....

[#12]

Quote from: nanotm

given that a certain high end manufacturer has already gone down the route of only supplying cars to people that are bio tagged and allow the "id tag" to be inserted into them

References required

[#13]

You want a Reference for nano? "I cannot praise him too highly..."

[#14]

I Wonder if that check will also include as to whether or not the vehicle they require insurance for is Taxed and MOT'd

[#15]

I think it will.  When the Police want to check these things out don't they do it via DVLA