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Credit card fraud (2)

Community Veteran
Posts: 7,906
Thanks: 588
Fixes: 8
Registered: 02-08-2007

Credit card fraud (2)

The previous post on credit card fraud got me wondering what the position would be if you had an account with paypal or other organisation that retained your credit card details so you did not need to re enter them for future purchases.
Would your credit card company still refund your money if goods were purchased fraudulently  via these sources or might they say you have agreed the company can retain your card details and it is up to you to sort it out with them ?
6 REPLIES
Denzil
Grafter
Posts: 1,733
Registered: 31-07-2007

Re: Credit card fraud (2)

I think as long as it is a credit card the CC company will still take responsibility. Debit cards are different though. There have been a lot of people having problems with continuing DC authorisations, because the banks leave it to you to argue with the retailer.
jmd
Grafter
Posts: 2,933
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Registered: 30-07-2007

Re: Credit card fraud (2)

I would imagine that a company like Amazon [which I use and they keep my cc details] are very careful with their security - also you have to get to your account via a password first.
Community Veteran
Posts: 18,544
Thanks: 190
Registered: 12-08-2007

Re: Credit card fraud (2)

I'm a bit hazy on this but I seem to have read that Paypal is a foreign registered bank (Luxembourg I think) and therefore British banks would not be responsible.
Moderator
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Re: Credit card fraud (2)

I was of the understanding that if your credit card is issed by a British bank then they can be held responsible.

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Community Veteran
Posts: 18,544
Thanks: 190
Registered: 12-08-2007

Re: Credit card fraud (2)

Perhaps someone will have more details of this than I have. Undecided
pierre_pierre
Grafter
Posts: 19,757
Registered: 30-07-2007

Re: Credit card fraud (2)

my US purchase that got stopped was via paypal