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Contlactless Cards

nanotm
Pro
Posts: 5,736
Thanks: 127
Fixes: 2
Registered: ‎11-02-2013

Re: Contlactless Cards

http://www.express.co.uk/life-style/science-technology/593223/Contactless-Credit-Debit-Clone-UK-Bank...

http://www.dailymail.co.uk/news/article-2334468/How-30million-wi-fi-credit-cards-plundered-cyber-ide...
http://www.bbc.co.uk/news/technology-24743920
http://www.itnews.com.au/news/android-app-steals-contactless-credit-card-data-305881
https://contactless.wordpress.com/tag/cloning/
http://www.euronews.com/2014/05/02/how-secure-are-contactless-bank-card-payments/
a scattergun of info about the tech, which was developed in the early 90's evolved into an eventual EMD standard ISO/IEC 14443
the problem with creating a standard is its easy to then defeat it, any changes to the standard for security purposes also have to be delayed until all parties to it are able to upgrade to achieve compliance .....
just because your paranoid doesn't mean they aren't out to get you
Community Veteran
Posts: 3,366
Thanks: 15
Registered: ‎06-04-2007

Re: Contlactless Cards

The point is in all those cases there were poor implementations or adherence to the banking and EMV guidelines.
So bugs or such like, for example an online retailer put through a transaction without getting the 3 digit CVV code! This is a case of the problem not being the technology, but how the humans further down the chain ignore the EMV guidelines, which makes them liable for the fraud and your loss. So you can sleep safely. In all the occasions I have had a fraudulent transaction appear in my credit cards, which has not happened for a few years now, I have rung the card issuer, told them, the transaction has been immediately removed from my statement and I just sign a letter they send me a few days later never to hear anything again.
In fact the simplest way to make your cards 'secure' is to put all your contactless cards on top of each other, this creates a scenario known as 'card clash', all the cards wake up at the same time when they are put into the NFC field to power them and the reading device can not handle it and most of the time is unable to connect/read any of the cards.
And to quote one of the articles you referenced :
Quote
Inconspicuous equipment including a shopping trolley, a backpack and a small antenna were used to intercept synthesised payments card data.
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3Mb FTTC
https://portal.plus.net/my.html?action=data_transfer_speed
nanotm
Pro
Posts: 5,736
Thanks: 127
Fixes: 2
Registered: ‎11-02-2013

Re: Contlactless Cards

my contactless card was issued in 2011 and still has another 3 years before its due replacement. ive asked for it to be replaced twice and told if I haven't lost it theres no point because the chips haven't changed since beore it was issued /
just because your paranoid doesn't mean they aren't out to get you
Community Veteran
Posts: 18,934
Thanks: 318
Registered: ‎12-08-2007

Re: Contlactless Cards

I have used RFID wallets for years and never had a problem. They are available on ebay for a few pounds.
The cards have to be placed within about half an inch of the terminal for it to work.
If someone is going from shop to shop using the card after a period it won't work. The terminal will ask you to enter your PIN to verify the card is being used by the cardholder.
VileReynard
Aspiring Champion
Posts: 11,530
Thanks: 367
Fixes: 14
Registered: ‎01-09-2007

Re: Contlactless Cards

I'd just say I'd forgotten the PIN & walk off.

Community Veteran
Posts: 18,934
Thanks: 318
Registered: ‎12-08-2007

Re: Contlactless Cards

Then you wouldn't be able to use your card anywhere until your memory improved Wink