Open banking is coming in which means that your bank can share your banking habits with other companies that are regulated by the FSA. They will need your consent to do so but we all know how that works, miss a little tick box on a form or update an account over the phone and someone somewhere will assume they have consent.
Critics are saying this paves the way for even more fraudulent activity (not like the government is any stranger to that!) so you need to start taking yet more precautions to survive the financial war games of life.
I need a new signature... i'm bored of the old one!