cancel
Showing results for 
Search instead for 
Did you mean: 

A little motoring advice needed.

Moderator
Moderator
Posts: 25,789
Thanks: 1,134
Fixes: 47
Registered: 14-04-2007

A little motoring advice needed.

I'm looking to replace my old Megané and the car I'm interested in is 12 miles away.
I can drive to the location but I'm retaining my old car so need someone to drive it back home while I drive my new one.
I have a driver available who currently has no car and therefore no insurance.
What are my options?
Customer and Forum Moderator.
Product of the Tyrell Corporation
22 REPLIES
Community Veteran
Posts: 3,789
Registered: 08-06-2007

Re: A little motoring advice needed.

Add them to your insurance for a day - it should be relatively cheap
Devonian
Grafter
Posts: 1,854
Registered: 01-05-2011

Re: A little motoring advice needed.

You can buy insurance for 12 hours from a broker online, just google them.
You can also find another person who holds fully comp insurance, they would then have automatic third party cover.
Or as said above, add the person as a named driver for the day.
Or, can you tow? Buy a tow bar...
Moderator
Moderator
Posts: 16,569
Thanks: 1,802
Fixes: 125
Registered: 06-04-2007

Re: A little motoring advice needed.

Three things cone to mind.
If it's a dealer
1) will the dealer deliver the new car to you?
2) does the dealer offer free temporary cover for a few days which could be in the other person's name?
Or
3) contact a few insurers to see if any offer a day's cover for the other person

Forum Moderator and Customer
Courage is resistance to fear, mastery of fear, not absence of fear - Mark Twain
He who feared he would not succeed sat still

Moderator
Moderator
Posts: 25,789
Thanks: 1,134
Fixes: 47
Registered: 14-04-2007

Re: A little motoring advice needed.

Thanks for the suggestions so far everyone Smiley
Customer and Forum Moderator.
Product of the Tyrell Corporation
Community Veteran
Posts: 5,471
Thanks: 288
Fixes: 4
Registered: 11-08-2007

Re: A little motoring advice needed.

You drive to where the new car is.
If you don't buy the car, then drive home.
If you do buy the car, then get the previous owner to drive it to your place, then exchange paperwork, and give them a lift home.
Otherwise, you can't drive the new car until you get it insured, as the moment the current owner sells it to you then their insurance becomes invalid, and by implication the new car for your journey home will be uninsured.
Embarrassed
Community Veteran
Posts: 6,586
Thanks: 206
Fixes: 14
Registered: 16-02-2009

Re: A little motoring advice needed.

Quote from: Devonian
You can also find another person who holds fully comp insurance, they would then have automatic third party cover.

Not necessarily, a lot of insurers are dropping this so watch out for it. Always check your new policy docs for any changes. They will not tell you just let it slip by.
Community Veteran
Posts: 6,735
Thanks: 12
Registered: 02-02-2008

Re: A little motoring advice needed.

Taxi? Probably cheaper and easier.
Purleigh's suggestion is also excellent.  Cool
Community Veteran
Posts: 18,551
Thanks: 193
Registered: 12-08-2007

Re: A little motoring advice needed.

Speak to your own insurer.  They will cover the driver for a short time and they may not even charge you.
Moderator
Moderator
Posts: 25,789
Thanks: 1,134
Fixes: 47
Registered: 14-04-2007

Re: A little motoring advice needed.

Plenty of options to chose from...thanks.
Customer and Forum Moderator.
Product of the Tyrell Corporation
Community Veteran
Posts: 1,894
Thanks: 3
Registered: 20-10-2012

Re: A little motoring advice needed.

Quote from: Devonian

You can also find another person who holds fully comp insurance, they would then have automatic third party cover.

This only applies if the vehicle being driven is also insured!
If the OP drives the new vehicle then either he has to have insurance on it, or the seller must have. But if he has bought it then he should insure it himself, but he must still insure the old vehicle if it is to driven home.
Best option is to get temp cover!
Geoff,
York.
Community Veteran
Posts: 6,735
Thanks: 12
Registered: 02-02-2008

Re: A little motoring advice needed.

Quote from: NedLudd
This only applies if the vehicle being driven is also insured!

No it doesn't.   Wink
SOME policies are indeed worded that way, but definitely NOT all. Mine has no such restriction and it's a very common "big-name" insurer.
The lesson is: Read your policy documents carefully, if in doubt phone to check.  Cool
Community Veteran
Posts: 16,862
Thanks: 1,141
Fixes: 13
Registered: 06-11-2007

Re: A little motoring advice needed.

I was in a similar positon, only did not have a "second driver"... so I asked the dealer to arrange 7 days cover in the sale, got him to drive the new car to home, I drove my old car, then got in the new car and took him back to the garage...  the 7 days cover did not cost me anything, and it gave me time to look around for the best deal on the new car, and then cancel the old car... which went of to a scrapyard on the back of a lorry !.
Community Veteran
Posts: 1,894
Thanks: 3
Registered: 20-10-2012

Re: A little motoring advice needed.

Quote from: HPsauce
Quote from: NedLudd
This only applies if the vehicle being driven is also insured!

No it doesn't.   Wink
SOME policies are indeed worded that way, but definitely NOT all. Mine has no such restriction and it's a very common "big-name" insurer.
The lesson is: Read your policy documents carefully, if in doubt phone to check.  Cool

You ask the cops then!
Geoff,
York.
Community Veteran
Posts: 18,551
Thanks: 193
Registered: 12-08-2007

Re: A little motoring advice needed.

When I bought my present car the dealer gave me 7 days free insurance from Aviva.  it's a good move on the part of Aviva as it could lead to extra business.
We don't know if Strat is buying fro a dealer or doing a private sale so the above info may not be of interest.