A little motoring advice needed.
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- A little motoring advice needed.
A little motoring advice needed.
A little motoring advice needed.
06-04-2013 2:03 PM
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I can drive to the location but I'm retaining my old car so need someone to drive it back home while I drive my new one.
I have a driver available who currently has no car and therefore no insurance.
What are my options?
Customer and Forum Moderator.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:05 PM
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Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:08 PM
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You can also find another person who holds fully comp insurance, they would then have automatic third party cover.
Or as said above, add the person as a named driver for the day.
Or, can you tow? Buy a tow bar...
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:10 PM
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If it's a dealer
1) will the dealer deliver the new car to you?
2) does the dealer offer free temporary cover for a few days which could be in the other person's name?
Or
3) contact a few insurers to see if any offer a day's cover for the other person
Forum Moderator and Customer
Courage is resistance to fear, mastery of fear, not absence of fear - Mark Twain
He who feared he would not succeed sat still
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:18 PM
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Customer and Forum Moderator.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:33 PM
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If you don't buy the car, then drive home.
If you do buy the car, then get the previous owner to drive it to your place, then exchange paperwork, and give them a lift home.
Otherwise, you can't drive the new car until you get it insured, as the moment the current owner sells it to you then their insurance becomes invalid, and by implication the new car for your journey home will be uninsured.

Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:34 PM
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Quote from: Devonian You can also find another person who holds fully comp insurance, they would then have automatic third party cover.
Not necessarily, a lot of insurers are dropping this so watch out for it. Always check your new policy docs for any changes. They will not tell you just let it slip by.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:40 PM
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Purleigh's suggestion is also excellent.

Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:49 PM
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Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 2:59 PM
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Customer and Forum Moderator.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 3:42 PM
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Quote from: Devonian
You can also find another person who holds fully comp insurance, they would then have automatic third party cover.
This only applies if the vehicle being driven is also insured!
If the OP drives the new vehicle then either he has to have insurance on it, or the seller must have. But if he has bought it then he should insure it himself, but he must still insure the old vehicle if it is to driven home.
Best option is to get temp cover!
York.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 4:50 PM
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Quote from: NedLudd This only applies if the vehicle being driven is also insured!
No it doesn't.

SOME policies are indeed worded that way, but definitely NOT all. Mine has no such restriction and it's a very common "big-name" insurer.
The lesson is: Read your policy documents carefully, if in doubt phone to check.

Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 5:41 PM
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Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 5:43 PM
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Quote from: HPsauce
Quote from: NedLudd This only applies if the vehicle being driven is also insured!
No it doesn't.
SOME policies are indeed worded that way, but definitely NOT all. Mine has no such restriction and it's a very common "big-name" insurer.
The lesson is: Read your policy documents carefully, if in doubt phone to check.
You ask the cops then!
York.
Re: A little motoring advice needed.
Re: A little motoring advice needed.
06-04-2013 6:05 PM
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We don't know if Strat is buying fro a dealer or doing a private sale so the above info may not be of interest.
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