Acan anyone offer advice here? Quite often I work from home so would I be eligible for a business account and would it save me money? Can I use the referrals I have built up - currently worth about £20 a month to cut my real time costs as it does now!?
There's nothing to prevent you switching from an existing consumer account to a biz account. You'll continue to enjoy your referral discount, but as for saving you money, only you'll know that. Business charges are generally higher than consumer and often exclude the VAT element.