Still not as fast as should be

[#1]

Hi guys, my new fibre has now been installed for 10 days, and unfortunately the sped isn't reaching near the estimate yet.
Postcode:
Phone exchange:
CROFTON
Estimated line speed:
69Mb (Download speed could vary depending on line conditions. Estimates are the maximum speeds that your phone line can support. These speeds are dependent on the package you choose.) - Checked on 2013-11-26 20:34:50
Current line speed:
77.4 Mb
I am currently only achieving 42Mb speeds that's a third of the estimate gone.

[#2]

I am getting 65Mb  and should be getting close to max

[#3]

Are those tests wired or wireless and which speed tester are you using?

[#4]

The tests are wired, using speedtest.net also same result on iphone app.
The bt wholesale  speed tests, are much worse results at 32Mb

[#5]

Have you tried connecting directly into your Openreach Modem and creating a PPPoE Connection as described here: http://community.plus.net/library/broadband/fibre-help-how-to-set-up-a-pppoe-dialler-in-vistawindows...?