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PAYG Broadband speed

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PAYG Broadband speed

I have switched from broadband plus to PAYG £14.99 as I was told by PN that it would increase p2p download speeds (I was getting dialup type speeds). I have since carried out a speed test at http://www.adslguide.org.uk. The results are as follows: (PN speed checker has confirmed the following too)
Speed Test Results

Downstream 500.9 Kbps ( = 0.5 Mbps )
Upstream 372.7 Kbps ( = 0.4 Mbps )

The icon for the ADSL modem in the sys tray says 5.9Mbps.

Why am I not getting 5 to 6 Mbps and what can I do about it?
Thanks.

Pleae keep it simple as I am new to all this.

Brian