UB Premium
- $100 minimum opening deposit
- Earns interest at premium rate
- Accidental death & dismemberment insurance - individual or family
- No annual fee on credit card*
- Up to $1,000 overdraft protection*
- Identity theft insurance protection
- No monthly service fee**
Free Services
- Internet banking with unlimited bill pay
- Notary service
- Account information line (telephone banking)
- Debit/ATM card
- Financial and estate planning consultation (with affiliated company)***
- UB logo checks (50% discount on all other styles)
- Money orders and/or cashier's checks (2 per day)
- Single party traveler's checks
Discounted Services
- $5 annual discount on safe deposit box rental
- $100 annual discount on closing costs for new personal home mortgage loan
- $50 gift certificate for closing costs on home equity loan
- Up to ½% discount on consumer loans (¼% on insurance rate and ¼% for auto debit of account for payment on consumer loans)
- Discount on trips and outings
For more information
Contact Us* Subject to Credit Approval
** No service charge if you keep an average balance of $1,000 and $15,000 in any UB consumer loan, CD or savings or combination thereof. $12 service fee if conditions are not met.
*** Insurance products offered through John Hancock Life Insurance Company. Registered Representative/Securities offered through Signator Investments, Inc. Member NASD, SIPC. Not FDIC insured. May lose value. Not guaranteed by United Bank.
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