UB Premium

Preimum
  • $100 minimum opening deposit
  • Earns interest at premium rate
  • Accidental death & dismemberment insurance - individual or family
  • No annual fee on credit card*
  • Up to $1,000 overdraft protection*
  • Identity theft insurance protection
  • No monthly service fee**

Free Services

  • Internet banking with unlimited bill pay
  • Notary service
  • Account information line (telephone banking)
  • Debit/ATM card
  • Financial and estate planning consultation (with affiliated company)***
  • UB logo checks (50% discount on all other styles)
  • Money orders and/or cashier's checks (2 per day)
  • Single party traveler's checks

Discounted Services

  • $5 annual discount on safe deposit box rental
  • $100 annual discount on closing costs for new personal home mortgage loan
  • $50 gift certificate for closing costs on home equity loan
  • Up to ½% discount on consumer loans (¼% on insurance rate and ¼% for auto debit of account for payment on consumer loans)
  • Discount on trips and outings

* Subject to Credit Approval

** No service charge if you keep an average balance of $1,000 and $15,000 in any UB consumer loan, CD or savings or combination thereof. $12 service fee if conditions are not met.

*** Insurance products offered through John Hancock Life Insurance Company. Registered Representative/Securities offered through Signator Investments, Inc. Member NASD, SIPC. Not FDIC insured. May lose value. Not guaranteed by United Bank.




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